are you forced to have that insurance, what about collector car ins. i know your serious but this sounds like a twilight zone no wonder gretzky went to LA (jk)
Sorry if I mis informed you . If you get normal everyday insurance ,there are no issues ,other than they will fight you tooth and nail to screw you if you have a claim .
But with collector plates ,which give you the cheap insurance ,is where you have to fit all this criteria. It is extremely expensive to live here though . I pay almost $200 a month for my truck insurance ,and thats with the max discount . I payed $ 186 a month for a silly 1100 cc honda shadow ? and it gets worse if you ride a larger class cc ,or a crotch rocket . I have to have colision ,as I have payments on my truck . But believe it or not ,even though my truck is new ,they will not replace the parts with new ,only aftermarket crap . You have to pay alot extra on top of that to get what they call replacement parts.
Gretzky lived one province over though in Alberta ,and the insurance was about a qaurter of what I pay here . I hear they are raising there rates ,so its probably about half as much now . They are private insurance though ,but we must buy your insurance threw the goverment in BC ,at least the public liability .
This place sucks in reality ,its very hard to get ahead . If I made 6 figures a year I guess I could actually save for the future lol . But such is life.
Last year the ICBC got caught with a huge on going scam . They were writing off peoples vehicles that had little damage ,claiming they were beyond repair . Then the employies that had access to the computers were putting them back as repairable . They were fixing them and selling them for a huge profit . They finally got caught ,and what do they do ,they get there own people to do the investigation. The people who were guilty got let go ,and I heard they got $100,000 buy out packages ?
Isn't that wonderful,that will teach them . This province is just one corrupt s#^* hole in reality ,