Since USAA doesn't offer classic car insurance, they referred me to American Collectors Insurance, last Sept.. As others have done, I sent them photos of the T/A and the agreed-upon price I wanted. There were no problems and the insurance cost was very reasonable (roughly $280 per year), with a $0 deductible. Since I've had a lot of work done to it, I just called them a couple of weeks ago and upped my agreed-upon price by $10K. They only asked for a current picture and the price only went up $80 for a year. I do have a 2500 mile limit per year though. That's not a problem for me, since I have two other vehicles, one being the Viper, which gets driven less than that too.