I just got off the phone with Rosemary at the NC AG's office. They do not hold banks accountable, she has no idea if anybody does and she sure as hell (my words, not hers) wasn't about to look into it. The NC AG's office will not be going after any of the other guilty because "they went after Bob and the business, so any money tied to the business has been seized. The rest of the people involved don't have any money, so it wouldn't do any good to go after them." When I pointed out that Bob and/ or Erica had already drained the accounts, so all (or most) of the money was already hidden, she said that at least Bob can't do business in NC any more. I pointed out that Erica still was operating a phone which advertised a car business at least until last August or so and she just said that that is all the NC AG is doing.
The bottom line is pretty clear that NC caters to criminals. Ugh - these people suck.