General > General Discussion

1991 Firebird Crisis

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hionspeed:
Thanks to all who responded to this thread. These are very good suggestions and I'll look into a stated value for my 2001 GTA so this doesn't happen to that car and I'll see about getting a personal appraisal for my 1991 so I can save her. Thank you so much!

ta78w72:
You could try telling them you don't want the money and you don't believe you can replace it for that price....so ask them to replace the car.  I doubt they'll find one for $2,000.  

I would go the appraisal route first though.  See, it really depends if you're negotitating with your insurance company or the other drivers insurance company.  You have more leverage over the other drivers insurance.

I had a door hit in my 1978 formula.  The car was parked on a street where my daughter was babysitting.  The guy across the street backed out of his driveway and hit my door.  He said my daughter was a fault....go figure that one!  His insurance company tried to total my formula.  I laughed at them and said they were going to fix it one way or the other.  They came out to the house expecting to see a 1978 rust bucket, but instead saw a pristine car that looked like it just rolled off the assembly line.  They fixed the door to the tune of over $3,000.....yep $3,000 to fix a dented in door....after all it is California!  But the job was perfect.  I was impressed and I'm not easily impressed when it comes to body work.

Eagle 1:
Yes, definately dont back down from the insurance company.   Like evilways said, dont sign nothing until you get what you want.

ronj1977:
the ins. industry goal is to put you back into the exact situation you were in before the loss not better not worse they will try to loball you every time. and dont let them depreciate your car either they try to tell you stuff like the car losses 3% a year they are hopeing you wont cause a stir tell them that a car depriates  the day that it is driven off the lot but at each year the rate is lower and then begins to climb DO NOT SETTLE !!!!
  GOOD LUCK

evilways:
Get as much knowledge as possible before talking to the ins. co. They thrive on a customer's ignorance of their rules,policies, and state laws. I read an article on automobile insurers awhile back and it stated that for every $100.00 they spend out, they recieve $3,000.00 . Quite the racket.

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